returns in sharemarket history are made when you can pick the share price at its lowest. 2. Spread it out over a number of months to avoid the problems associated with market volatility. 3. important maxim is to stay in the market and don't panic. Generally, what goes down will invariably go up over time. failing. 5. been reduced too much and are actually at a discounted price. 6. better after tax yield than those that pay unfranked because you get a credit of 30% company tax already paid. 7. from a qualifi ed source. A fi nancial adviser can help you make informed investment decisions based on your needs, objectives and into account your attitude to risk. 8. when they'll rise or fall. Moving your money in and out of the market during a downturn means you could potentially miss out on any positive `bounce' gained in a strong market recovery. This view is supported by history. For instance, research on the Australian market since 1985 shows that the Australian share market returned an average of 28% in the year following a negative return. accountantsRus, a network of independent accounting fi rms throughout Australia. www.accountantsRus.com.au |